Apartment V/s Independent Dwelling: What’s The Better Option?

  • User IconBy Admin
  • 21 Aug, 2019
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Apartment V/s Independent Dwelling

When you’re choosing from apartments and independent houses, apartments are naturally the less expensive alternative. So how do you know whether to invest in a flat or an independent home? These advantages and disadvantages will help you make the better choice.


Independent Home


Security, parking spaces, power back-up, water systems and fire safety mechanism provided and managed by the developer for the first 2-3 years.

Extra cost for setting up amenities, facilities and services.

Bank Loan

Loan approval is easier and faster with a list of sanctioned projects.

It’s harder to get a bank loan sanctioned for an independent home. Banks provide a loan of only 60-70% of the total plot value.

Under-Construction Property

Rising costs and poor sales can affect the developer’s revenues, causing construction delays.

The construction time period can be decided by you if you’re developing the independent plot.


The maintenance and cleanliness in an apartment society is taken care of with the pooled resources of the Residents Welfare Association (RWA).

The cost of maintenance and repairs in an independent home has to be borne by you.


2BHK and 3BHK apartments are high in demand, and finding a tenant, renting or selling is easier.

The saleability of an independent home is harder, unless you plan for redevelopment.

Now that you’ve had a look at the pros and cons in the buying, possession and after-sales process, it’s important to research before settling on either property. However, keep in mind that whenever you’re buying any property, location is key. An appreciating location offers better returns on your investment.

If you’re looking to invest in an apartment, you can take a look at the projects by Pharande Spaces, which dominate the PCMC area in Pune and are well-connected to IT hubs and prime city landmarks. Out of the projects, L-Axis is a well-developed property of 2BHK luxury flats on Spine Road, Pune for sale.

Explore L-Axis here